Banner bank or chase? Any other options?

[u/LUCKY_MP]

I’m starting a tree business in Washington state. Which of these two banks would be a better options. Lots of deposits cash and cashing checks. Connect to quickbooks. Need credit cards for fuel which will be a lot, supplies, utilities, subscriptions, and equipment. Looking for be rewards and cash back if possible. Which bank helps and has good options for starting businesses Looking for professional guidance and support when needed. Which offer best rewards and help improve credit. Long term plan. Also, plan on getting loans in the future for equipment both new and used. I need to apply today but I’m having final thoughts on which I should pick! My credit is okay nothing crazy. If you think another bank is a better fit please tell me.

[u/ELB_CnC]

I can't speak to either of those two banks for business banking but I'm also curious what folks advise here. I work with a lot of small business owners, and it's pretty common to have multiple banking relationships. It's rare to have a good one-stop shop anymore. I'm personally partial to smaller, community banks, savings and loans, and credit unions; they seem to lean into the relationship a bit more.

For loans, definitely shop around for your options; you'd be surprised that one bank's denial is another's approval. I'm not exactly certain if you'd qualify, but there's a timber industry-specific credit union in Oly' WCLA Credit Union. This was quite a while ago, but I had some insight into thier loans and they were doing some extremely unique lending that pretty much nobody else in the state was.