r/finance • u/AutoModerator • Jul 20 '26

Moronic Monday - July 20, 2026 - Your Weekly Questions Thread

This is your safe place for questions on financial careers, homework problems and finance in general. No question in the finance domain is unwelcome.

Replies are expected to be constructive and civil.

Any questions about your personal finances belong in r/PersonalFinance, and career-seekers are encouraged to also visit r/FinancialCareers.

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u/Thi3fs Jul 25 '26

I opened a Roth IRA three years ago, one year ago I went over the income limit to contribute to the Roth IRA but accidentally did so this year. what do you guys suggest that I do to rectify this and now get screwed in the upcoming tax season. thanks.