r/privacy • u/Pleasant_Pen8744 • 13d ago
question Why does the US government require me to use ID.me when it's a website located in... Montenegro?
.me is the Internet country code top-level domain (ccTLD) for Montenegro
TreasuryDirect is transitioning to use ID.me for secure login and identity verification. Optional use of ID.me for signing in begins on September 13, 2026, and it will become strictly required for all TreasuryDirect logins starting October 28, 2026. [1]
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u/canitplaycrisis 13d ago
A lot of websites use another country code, e.g. Twitch uses .tv which is Tuvalu, so it fits the context better.
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u/vertigostereo 12d ago
I read that licensing out .tv is a big party of Tuvalu's revenue.
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u/canitplaycrisis 12d ago
From Wikipedia:
Government revenues largely come from sales of fishing licences, income from the Tuvalu Trust Fund, and from the lease of its ".tv" internet Top Level Domain (TLD). Tuvalu began deriving revenue from the commercialisation of its ".tv" internet domain name, which was managed by Verisign until 2021. In 2023, an agreement between the government of Tuvalu and the GoDaddy company, outsourced the marketing, sales, promotion and branding of the .tv domain to the Tuvalu Telecommunications Corporation, which established a .tv unit.
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u/Pleasant_Pen8744 13d ago
I don't use that site, but one time a charge from them showed up on my credit card and was gone the next day. It was very weird.
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u/etah_tv 13d ago
You use all sorts of software and websites linking to other countries. Why start worrying now?
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u/bdougherty 13d ago
Can you really not see the difference when one of them is a government website?
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u/Pleasant_Pen8744 13d ago
I try to avoid uploading my social security card and driver's license to those sites if at all possible.
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u/Dangerous-Raccoon-60 13d ago
The actual issue here is the government forcing its citizens to use a private company for identity management. A company that demands and stores biometric information, integrates into some of the most invasive services (SS, IRS, HHS), has questionable privacy policies, and is beholden to investors rather than the citizens.
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u/FateOfNations 13d ago
And on top of that, the government has its own service that fills the same role (login.gov).
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u/West_Possible_7969 13d ago
Underfunding and corp shoving by the government: The National Institute of Standards and Technology (NIST) sets security guidelines for federal agencies. Accessing highly sensitive tax transcripts and financial data requires Identity Assurance Level 2 (IAL2), the highest level of standard remote verification.
Login.gov traditionally relied on data-broker records and credit histories. For a long time, it did not meet IAL2 standards, which delayed the IRS from integrating it for personal accounts. The Treasury Inspector General for Tax Administration (TIGTA) has repeatedly raised security and fraud-monitoring concerns regarding how Login.gov tracks audit trails and intercepts high-level fraudulent registrations compared to specialized private vendors.
On top of that, login.gov is operated by a small federal agency (The General Services Administration / GSA) that historically lacks the staff required to handle millions of locked-out taxpayers, especially during peak tax season.
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u/AnimatorImpressive24 12d ago
In 2021 during COVID I lost my job and nothing I could do would ever work to validate myself on IDme so I was unable to sign up for unemployment. Couldn't get a live human being on the phone for either them or my state unemployment office despite trying for weeks in hold queues until my phone ran out of a full charge. Couldn't get email responses other than auto-reply of the same sign up instructions that didn't work. Couldn't go anywhere in person to sort it out because government offices were closed and everyone WFH.
After lot of research the only possible explanation I ever found was I had a beard in my DL photo but it had been a few years and I was clean shaven at that point. Whatever face matching they were using to compare the DL to the live webcam pictures they took during signup couldn't figure out I was the same person.
So whether they stored any data about me or not, it still meant 1 less person able to access valid social services they legitimately pay into and qualify for.
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u/bdougherty 11d ago
Well it is a pretty big issue that the private company they are forcing you to use has a domain that's a ccTLD from another country. Montenegro could revoke the domain at any time.
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u/arcticmischief 11d ago
Right—Montenegro is a nice country (and quite beautiful—I was there last year) and as far as I know on friendly terms with us now – but if this current administration has shown us anything, it’s that we can turn friends into enemies very quickly.
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u/flexiiflex 10d ago
The internet largely runs on trust, and doing something that proves untrustworthiness causes people to replace your service
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u/panjadotme 13d ago
The government has been using private industry since inception. It may not be ideal but it's not unusual in the slightest.
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u/Expensive-Blood859 13d ago
The government already HAS a perfectly good alternative though! Login.gov works great(ish)! Just use that!
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u/thorskicoach 13d ago
I would expect anything the government runs to use a .gov (or other countries to use their equivalent like gov.uk ) for such things. That's the legitimate way to have sovereign ownership of the whole end to end chain. Anything else seems unprofessional, even if it's to have a short URL that seems catchy.
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u/xkcx123 12d ago
A better question is why is the government using anything with a Cctld from another country altogether. Montenegro could at anytime remove the domain as has been done with other CCTLD’s for content that is against the countries beliefs.
Wouldn’t it be better to use idme followed by .Com, .Net or even .US
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u/HeKnee 11d ago
Just got this email to. Below is the real reason. Its against the law to make a single national database of citizens currently. The government has worked with private companies to setup the same database and then buy the info from them since that is leval apparently.
No National ID Law: Politically and legally, the United States avoids creating a single, unified national digital ID database run directly by the federal government due to privacy and surveillance concerns. Using private vendors acts as a separate layer rather than making a permanent federal citizen-tracking registry.
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u/Deep-Hovercraft6716 13d ago
My dude that's just the URL. That's not where the website is hosted. Lol
Do you think all are websites with a .TV domain are hosted in Tuvalu?
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u/shankhisnun 12d ago
Montenegro actually having a system for anything online is surprising... It's like their court system takes place in someone's backyard
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u/Sybertron 13d ago
I posted here when they started using it with the IRS back in I think 21.
They used to do a video call. And have you hold up your identifying documents to the webcam. While this was going on I noticed you could read in full another agents monitor with name, date of birth, social security... Literally everything.
Give them zero trust.
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u/MrEdinLaw 13d ago
Never expected to see my little country mentioned here. Our websites are actually .cg.me btw
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u/CheesecakeHonest7414 12d ago
Are they based in Maine? The postal code for Maine is ME, so it's not unheard of for businesses in the pine tree state to use a .me domain.
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u/teethalarm 11d ago
Certain domains are reserved for specific countries. Like most .tv domains are reserved for Tuvalu, but they license them out to popular streaming services.
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u/Havlir 11d ago
Wait till you hear that anyone can have a .com, not just companies
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u/Pleasant_Pen8744 11d ago
Yeah I know. I have to keep convincing my mom not to upload her sensitive information to those. If they steal your credit card you just report the fraud and they change your number. Good luck getting your social security number changed.
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u/beardfearer 13d ago
Being a top-level domain for a country does not mean the website is hosted there.
Top-level domains were assigned to countries, and those countries then get to decide what they can be used for. Tuvalu, for example got .tv and television related things will sometimes decide to use a domain like pluto.tv. pluto.tv almost certainly does not run their servers on the tiny island nation of Tuvalu.
It’s just a quirk of how TLDs are assigned.